A popular budgeting method to guide healthy spending is the 50-30-20 rule:

• 50% of income goes to needs (e.g. rent, groceries, transportation),
• 30% to wants (e.g. entertainment, dining out, hobbies),
• 20% to savings and debt repayment.

This rule offers a simple structure to balance necessary expenses, lifestyle choices, and long-term financial goals.